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September 30, 2025 in HR, Payroll

How Small Businesses Can Get an EIN Quickly

If you plan to hire employees, open a business bank account, or operate formally, getting an Employer Identification Number (EIN) is one of your first steps. Your EIN acts like a Social Security number for your business (for tax and identification purposes). You’ll need it for payroll, taxes, banking, and more.

The process is free and (when done online) can give you your EIN immediately, but there are important rules and restrictions to understand. Below is a full guide.

Table of Contents

What is an EIN?

An Employer Identification Number (EIN) is a unique, nine-digit number issued by the Internal Revenue Service (IRS) to identify your business for federal tax filings.

You’ll use your EIN to:

  • File payroll tax returns

  • Issue W-2s and 1099s

  • Open a business bank account

  • Apply for licenses and permits

  • Distinguish business finances from personal

Without it, you can’t legally pay employees or handle many tax obligations correctly.

Related reading: Payroll Tips for Small Businesses: Save Time and Reduce Payroll Errors

Who Needs an EIN?

You generally need an EIN if your business:

  • Has one or more employees

  • Operates as a corporation or partnership

  • Withholds taxes on nonresident aliens

  • Files certain excise tax returns

Even if you're a sole proprietor with no employees, having an EIN is often helpful; many banks require it, and it helps separate your personal and business finances.

Important Considerations Before Applying for an EIN

  • One EIN per day rule: The IRS allows one EIN application per responsible party per day. If you're overseeing multiple businesses, you can’t submit all their applications on the same day.

  • Exact business name: The name you use on your EIN application should closely match your legal entity name, including suffixes like “LLC” or “Corp.” If the names don’t match, you risk banking issues or rejected filings.

How to Apply for an EIN Online

Here’s a step-by-step guide to apply, and the options you’ll have:

  1. Go to the IRS “Apply for an EIN” online portal.

    • Note: The online tool operates Monday through Friday, from 7:00 a.m. to 10:00 p.m. Eastern Time.

  2. Select your legal entity type (sole proprietorship, LLC, corporation, etc.).

  3. Fill in details about your entity and the “responsible party.”

  4. Fill in any additional questions.

  5. If approved, you’ll get the EIN immediately online and can download a confirmation notice.

  6. Save a copy of your confirmation notice as it is your official proof of the EIN.

Alternate Methods to Apply for an EIN:

  • Fax: Fax a completed Form SS-4 to the IRS (855-641-6935). If you supply a return fax number, you may receive the EIN within about four business days.

  • Mail: Submit Form SS-4 by mail. Expect around 4 weeks for processing.

    Internal Revenue Service, Attn: EIN Operation, Cincinnati, OH 45999

  • International applicants: If located outside the U.S., you can call the IRS at +1-267-941-1099 to apply by phone. You can also fax Form SS-4 to 855-215-1627 (within the U.S.) or 304-707-9471 (outside the U.S.), or mail to:

    Internal Revenue Service, Attn: EIN International Operation, Cincinnati, OH 45999

Common Mistakes to Avoid

  • Omitting “LLC,” “Corp,” or the correct designation when entering your business name

  • Applying before your entity information is properly documented

  • Submitting multiple EIN requests in one day for one responsible party

  • Losing the confirmation notice — always keep a copy

  • Using a mismatched name or EIN in tax filings or banking, which can trigger rejections

With proper setup, you can then use Excelforce's Payroll Software to simplify payroll, reporting, and tax filings.

How an EIN Connects to Payroll and HR

Once your EIN is in hand, you can:

  • Report employee wages and withholdings to the IRS

  • Prepare and file W-2s and 1099s

  • Enable direct deposit and other payroll admin

  • Offer retirement, health benefits, and other HR services

Your EIN becomes the anchor tying payroll, HR, and tax compliance together.

Explore how Excelforce supports these functions via: Payroll, Time & Labor Management, HR Software, Recruitment, and Benefits.

Final Thoughts

Getting an EIN is a small but essential step to building a legal, functioning business that can hire employees, process payroll, and interact with tax authorities. The process is free, mostly instant (if done online during allowed hours), and foundational to everything that comes next in payroll and HR.

Once your EIN is issued, let Excelforce help you turn that foundation into a streamlined payroll, HR, and compliance engine.

 

For detailed instructions straight from the source, see the IRS’s official “Get an Employer Identification Number” page.

You can also watch this video on how to get an EIN for Your Business that walks you through it step-by-step.

 

Frequently Asked Questions on Applying for an Employee Identification Number (FAQs)

Is there a cost to get an EIN?

No. Applying directly via the IRS is free. Beware of third-party services that charge fees.

How fast can I get an EIN?
  • Online: Immediately (if you apply during service hours)

  • Fax: ~4 business days (if you include a return fax)

  • Mail: Approximately 4 weeks

  • International phone: Immediate, if calling the IRS during business hours

Why is the online portal limited to certain hours?

The IRS EIN online application is available Monday through Friday from 7 a.m. to 10 p.m. Eastern Time. This likely supports system maintenance and batch processing behind the scenes.

Can I apply for more than one EIN per day?

No. Each responsible party is limited to one EIN application per day.

What if I choose mail instead of online?

If you apply by mail using Form SS-4, the IRS will send your EIN confirmation via postal mail in several weeks.

Do I need a new EIN if I change my business name or address?

No, in many cases a name or address change alone does not require a new EIN. But if you change your entity type (for example, sole proprietorship → corporation) then a new EIN is required.